{
  "currency": "USD",
  "status": "PLANNING_ASSUMPTIONS_NOT_CURRENT_TRACTION",
  "proposed_raise": 1200000,
  "months": 18,
  "available_cash_assumed": 0,
  "revenue_assumed": 0,
  "lines": [
    {
      "name": "Product & engineering",
      "amount": 720000,
      "detail": "$40,000/month fully loaded team allowance; hiring mix and local costs require quotes."
    },
    {
      "name": "AI & infrastructure",
      "amount": 108000,
      "detail": "$6,000/month allowance, subject to usage caps and actual provider quotes."
    },
    {
      "name": "Customer validation & distribution",
      "amount": 144000,
      "detail": "$8,000/month for pilots, onboarding, partner tests and measured acquisition."
    },
    {
      "name": "Security, legal & compliance",
      "amount": 90000,
      "detail": "$5,000/month allowance; jurisdiction and fundraising structure need professional review."
    },
    {
      "name": "Operations",
      "amount": 30000,
      "detail": "$1,667/month approximate operating allowance."
    },
    {
      "name": "Contingency reserve",
      "amount": 108000,
      "detail": "9% reserve; not recurring operating spend."
    }
  ],
  "team": {
    "founder_product": 6000,
    "senior_engineers": 24000,
    "full_stack_engineer": 8000,
    "design_support_fractional": 2000,
    "note": "Monthly fully loaded planning allowances, not offers, salaries already paid or market benchmarks."
  },
  "base_monthly_burn": 60666.666666666664,
  "all_in_monthly_allowance": 66666.66666666667,
  "price_per_customer_month": 299,
  "gross_margin_assumption": 0.75,
  "target_customers_month18": 300,
  "target_arr_month18": 1076400,
  "break_even_customers": 271,
  "milestones": [
    {
      "period": "Months 0–3",
      "goal": "10 design partners; one buyer segment; security and execution reliability gates."
    },
    {
      "period": "Months 4–6",
      "goal": "25 paying customers; validate onboarding and willingness to pay."
    },
    {
      "period": "Months 7–12",
      "goal": "100 paying customers; measure cohort retention, delivery cost and acquisition payback."
    },
    {
      "period": "Months 13–18",
      "goal": "300 paying customers; target $1.0764M ARR at $299/month. Expansion requires retention and margin evidence."
    }
  ],
  "valuation_scenarios": [
    {
      "assumed_arr_multiple": 5,
      "target_valuation": 1000000000,
      "required_arr": 200000000,
      "customers_at_299": 55742
    },
    {
      "assumed_arr_multiple": 10,
      "target_valuation": 1000000000,
      "required_arr": 100000000,
      "customers_at_299": 27871
    },
    {
      "assumed_arr_multiple": 15,
      "target_valuation": 1000000000,
      "required_arr": 66666666.666666664,
      "customers_at_299": 18581
    }
  ],
  "unit_economics": {
    "gross_profit_per_month": 224.25,
    "target_cac_payback_months": 12,
    "maximum_cac_at_target": 2691,
    "monthly_logo_churn_assumption": 0.02,
    "annual_logo_retention": 0.7847167237347998,
    "note": "Illustrative targets, not measured Nimunu economics. Excludes expansion, contraction and variable acquisition conditions."
  },
  "sources": [
    {
      "title": "SaaS Capital valuation index — context, not a multiple promised to Nimunu",
      "url": "https://www.saas-capital.com/the-saas-capital-index/"
    },
    {
      "title": "ChartMogul research — retention and growth context",
      "url": "https://chartmogul.com/reports/"
    }
  ],
  "limitations": [
    "No verified traction, salary quotes, cash balance, geography or tax structure supplied.",
    "Raise is a proposal for founder review, not an approved offering or commitment.",
    "No revenue offsets assumed for budgeting; milestone ARR is a target, not revenue already earned.",
    "Valuation multiples are sensitivity inputs, not comparable-company estimates or forecasts.",
    "This is a first financing plan, not the total capital needed to build a billion-dollar business."
  ]
}